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Are you thinking of a home purchase using a reverse mortgage?
Have you considered a refinance with a reverse mortgage?
Have you explored all your financial planning options for the future?

I am located on the Monterey Peninsula if you are local or if you reside anywhere in the state of California I can help you! Education is the key to understanding what the reverse mortgage is and is not. I have worked for many years as an experienced Reverse Mortgage Specialist and it would be a privilege to discuss all the details with you, your family and professional fiduciaries.

I am a member of the Baby Boomer generation, with children and aging parents. I am so glad I helped my own mother-in-law find financial comfort using a reverse mortgage. What a wonderful relief for her.

Don't wait another minute! Please contact me now at galen@treehousemortgage.com or call me directly at my office 831.645.1164 or fill out information on the site and I will follow up with you!

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Reverse Mortgages

A reverse mortgage is a home loan that lets homeowners convert a portion of the equity in their home into cash. The equity built up over years of mortgage payments can be paid to you. Unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence.

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Am I Eligible?

To be eligible for a HUD reverse mortgage, HUD's Federal Housing Administration (FHA) requires that the borrower is a homeowner, 62 years of age or older; own your home outright, or have a low mortgage balance
that can be paid off at the closing with proceeds from the reverse loan; and must live in the home.

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How Much Do I Get?

The amount you can borrow depends on your age, the current interest rate, and the appraised value of your home or FHA's mortgage limits for your area, whichever is less. Generally, the more valuable your home is, the older you are, the lower the interest, the more you can borrow.

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