I am really glad you are here and I want you know you will be treated like family!  I am excited to help you find what you are looking for so you can contact me directly by phone, email or fill out your contact information on the site and I can contact you.

Today you must be pre-approved before your purchase or refinance. I can provide that service for the Monterey Peninsula whether you are looking in -

Monterey, Carmel, Carmel Valley, Pacific Grove, Pebble Beach, Seaside, Marina, Big Sur and the Salinas Valley.  

I am a trusted Mortgage Planner, recognized as an expert in my field. The economy we live in begs for beneficial, unbiased information and counsel as it relates to mortgage debt. I provide that counsel and advice to my clients and the community. I will assist you in your pursuit of defining your personal and financial goals as it relates specifically to mortgage debt. I understand you're making a significant commitment in buying a new home, refinancing a mortgage or evaluating the prudency of a reverse mortgage.

As a Certified Mortgage Planner CMPS and Senior Advisor CSA, I specialize in the following types of residential lending:

Purchase Loans for First Time Home Buyers
Jumbo Loans
Purchase Investment Loans
Refinance
FHA / VA
Reverse Mortgages for Purchase and Refinance